News & Resources

News

Opinion: Alberta drivers feeling the chill from auto insurance rate freeze

July 24, 2023
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Advocate warns of ‘domino effect’ in Alberta with auto insurance company’s looming exit

July 19, 2023
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As many as 16,000 Albertans to be out auto insurance after company pulls out

July 17, 2023
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Opinion: Offering Albertans choice can make auto insurance more affordable

June 29, 2023
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Jack Mintz: Freezing insurance premiums won’t work

February 16, 2023
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EY clarifies report that rekindled public-private auto insurance debate

February 1, 2023
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Resources

It’s time to rethink Alberta’s Grid System

The current Grid framework penalizes safe drivers with higher premiums and incentivizes bad behavior on our roadways.

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Deloitte finds the current function of the Grid no longer aligns with its original intent

On average, drivers pay $65 to subsidize Grid system.

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IBC’s proposal to improving the affordability of auto insurance in Alberta

Enhancing Care & Expanding Choice would provide Alberta drivers with twice the amount of treatment and care following an accident, while giving them the ability to choose new coverage options to save up to $200 in premiums, on average.

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The truth about auto insurance premiums

Breakdown of how every dollar collected in private passenger auto insurance in Alberta is spent

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Videos

How Are Insurance
Premiums Calculated?

Have you ever wondered how your auto insurance premium is calculated? Here are a few of the factors insurance companies look at when determining your rates.

Alberta’s Insurance Industry is
Here to Help

The Alberta insurance industry is local and essential, and composed of members of your community who are there to support you when you need it most.

Alberta’s Insurance Industry is
Local & Essential

The insurance industry in Alberta is composed of people who care about helping their neighbours and making a difference for those in need.