There are 40 companies in Alberta that compete to provide auto insurance coverage to the province’s 2.8 million drivers.

Alberta’s home, car and business insurers play a key role in supporting the provincial economy.

A series of reforms are needed to deliver savings to Alberta drivers today and into the future.

There are significant challenges in Alberta’s auto insurance system that, if left unaddressed, will put pressure on rates and threaten the viability of Alberta’s insurers.

New MNP report shows legal costs account for roughly 20% of premiums for mandatory coverage.

The current Grid framework penalizes safe drivers with higher premiums and incentivizes bad behavior on our roadways.

On average, drivers pay $65 to subsidize Grid system.

Enhancing Care & Expanding Choice would provide Alberta drivers with twice the amount of treatment and care following an accident, while giving them the ability to choose new coverage options to save up to $200 in premiums, on average.

Breakdown of how every dollar collected in private passenger auto insurance in Alberta is spent